Can I Drive A Car On Traders Insurance?

To drive your own vehicle on the road you only need a car insurance. However, a mechanic or motor trader will need a traders insurance to drive a car on the road. In other words, vehicle insurance is specific to the registered owner of the vehicle and allows only the registered driver to get behind the wheels. On a traders insurance, any named driver on the policy can drive a vehicle not registered in his or her name, provided it is updated on the MID database.

The short answer to the question, can I drive a car on traders insurance, is no. Unless you have a motor trade business, you will not qualify for a traders insurance and cannot drive vehicles that are not registered in your name. However, having a traders insurance is not the same as your personal car insurance. You still need a car insurance for your own vehicles to be road legal. We offer comprehensive traders insurance that can include premiums for personal car insurance including vans and other vehicles you may need to ply your trade. Give us a call today to find out more.