We work with some of the biggest insurance names in the UK to find the motor trade policies you need.
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Get The
Combined Motor Trade
Insurance You Need.
For motor trade businesses with premises, you need a combined motor trade policy built around your operations. By arranging cover through our expert insurance brokers, you'll receive:
Why choose I4MT?
As a trading style of One Sure Insurance - one of the fastest growing motor trade insurance brokers in the UK, we bring a wealth of industry experience to get your cover. We can bring you:
Protect your entire motor trade operation with combined premises insurance that’s built around your needs.
We know every business is different, from your workshop or forecourt to your tools, stock, and workforce. That’s why we take time to understand the full scope of your business.
Working with a wide range of underwriters, we’ll help you find a cost-effective combined motor trade policy that safeguards key areas of your operation.
If you’re running a motor trade business and need comprehensive cover or you’re thinking of switching your current policy, talk to us first.
Deciding what to protect can be tricky. Every layer of insurance affects your premium, and we’re here to help you strike the right balance between cost and coverage.
We understand the financial pressures facing motor traders, which is why we work with a panel of underwriters to secure combined premises insurance that protects your business without straining your budget.
Our policies are flexible. You can raise indemnity levels, add or remove vehicles, update driver details, or expand cover as your business grows.
Policies Specially Made For The Motor Trade
With us, you can expect top-notch insurance expertise and service, as we tailor your cover to the individual needs and requirements of your business. We'll take care of everything. Here is what you can expect from the I4MT experience:
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A Trusted Panel of Underwriters
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Your Renewals Made Hassle-Free
Every year, we quote you an up-to-date price and give you the chance to automatically renew your policy.
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Make Changes When You Need To
Make changes when you need to and get expert advice on the best options. You can raise your indemnity level and cover as and when needed.
What Is A Combined Motor Trade Policy?
A combined motor trade policy is a tailored, all-in-one insurance solution for businesses involved in the motor trade industry.
It goes beyond the basics of road risk insurance to provide comprehensive coverage for your premises, stock, tools, customer vehicles, and much more. Whether you own a small garage or a large car dealership, this policy can be customised to meet your specific needs.
With a combined motor trade policy, you don’t just protect your business operations. You’ll safeguard your reputation and financial stability in case of unexpected incidents like theft, fire, accidental damage, or legal claims. Think of it as a safety net that ensures you can focus on running and growing your business, knowing you’re covered against risks unique to your trade.
What Does Motor Trade Premises Cover?
Motor trade premises cover is designed to protect the physical and operational heart of your business. It includes comprehensive insurance for your business premises, be it a garage, dealership forecourt, or car lot. It also extends to stock, spare parts, tools, and customer vehicles stored on-site. This level of coverage ensures you are prepared for incidents like fire, theft, vandalism, or accidental damage.
But it doesn’t stop there. It also can include liability insurance to protect against accidents or damage involving members of the public or employees on your premises. Optional extras, such as building insurance, portable tools cover, and goods in transit, make this policy adaptable to any motor trade operation. Whether you’re servicing vehicles, buying and selling cars, or offering roadside assistance, motor trade premises insurance offers the peace of mind you need to operate confidently.
Who Is Motor Trade Combined Suitable For?
Motor trade combined insurance is a must-have for businesses of all sizes operating from a dedicated location. This includes garages offering repairs and servicing, car dealerships managing large forecourts, mechanics storing customer vehicles overnight, and roadside assistance providers maintaining fleets of vans.
If your business involves maintaining stock, vehicles, or equipment at a separate location from your home, this policy is essential. It’s particularly suitable for those with higher-value operations or who employ staff, as it includes employer’s liability insurance, public liability, and protection for your premises.
Whether you’re a seasoned trader with an established business or a growing operation looking to secure your future, motor trade combined insurance provides tailored protection that grows with you. With the option to add extras like business interruption cover and legal expenses insurance, you can ensure your business is protected against virtually any risk.
We Are Britains Cheapest Motor Trade Insurer Guaranteed*
We are so confident of our pricing that we challenge you to beat our guarantee!