We work with some of the biggest insurance names in the UK to find the motor trade policies you need.
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Get The
Part-Time Trader
Insurance You Need.
For part-time traders, you need a bespoke motor trade policy tailored to your business.
By getting covered via our insurance broking experts, you'll get:
Why choose I4MT?
As a trading style of One Sure Insurance - one of the fastest growing motor trade insurance brokers in the UK, we bring a wealth of industry experience to get your cover. We can bring you:
If you work part-time in the motor trade industry as a business or hobby, then i4MT can provide for your insurance needs. A second occupation increases income, but when your part-time occupation is in the motor trade industry, it can be difficult to mitigate pitfalls.
I4MT part-time motor trade insurance reduces a lot of the risks that you take by keeping two occupations.
We cover everything from your tools and components to your garage, customers, and employees. Basically, the insurance policy includes anything you need to run your motor trade business on a part-time basis, and when you are ready to work on a full-time basis, we can help by accordingly modifying the policy.
One essential requirement from any insurer is proof of your motor trade business. Many underwriters need to pay more attention to motor traders and only consider them if they provide sufficient evidence of the nature of their business. And even then, you may have to face rejection due to your risk profile.
Frankly, getting part-time motor trade insurance is complicated. We understand how difficult it is to approach several insurers, hoping someone will insure your part-time endeavour. Hence, we have an exclusive agreement with several underwriters for part-time traders to give you an easy and stress-free experience.
We need transactional evidence that you are involved in the motor trade industry.
The only things we need from you to start talking with our partners are receipts of purchased parts for repairs, improvements or receipts for the sale and purchase of vehicles. With those necessary business receipts, we can build you a bespoke insurance plan unique to your part-time motor trade occupation.
Policies Specially Made For The Motor Trade.
With us, you can expect top-notch insurance expertise and service, as we tailor your cover to the individual needs and requirements of your business. We'll take care of everything. Here is what you can expect from the I4MT experience:
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A Trusted Panel of Underwriters
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Your Renewals Made Hassle-Free
Every year, we quote you an up-to-date price and give you the chance to automatically renew your policy.
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Make Changes When You Need To
Make changes when you need to and get expert advice on the best options. You can raise your indemnity level and cover as and when needed.
Why do I need motor trade insurance as a part-time trader?
As a part-time motor trader, motor trade insurance is essential to protect you against the specific risks associated with buying, selling, or repairing vehicles. You need this type of policy even if you operate on a limited, part-time basis.
It covers road risks when driving customer or stock vehicles, liability for damage or injury caused during business activities, and potential losses from theft or accidents.
Without this specialised insurance, you could face significant financial and legal repercussions, as standard personal vehicle insurance won’t cover the activities of a motor trade business.
Can you be a motor trader from home?
Yes, you can operate as a motor trader from home. Many part-time or small-scale traders run their businesses from home, using their property for storing and working on vehicles.
Whether a trader works from home or their own premises, full-time or part-time, one thing is for certain: you need motor trade insurance that covers your business activities.
Part-time motor trade insurance reduces a lot of the risks that you take by keeping two occupations. We’ll help tailor a policy that can include key covers needed to run a part-time motor trade business subject to your business profile and insurer acceptance. And when you are ready to work on a full-time basis? We can also help by accordingly modifying the policy.
How much is insurance for a part-time motor trader?
The cost of your premium will depend on numerous elements, from your driving history to where you run your business.
At i4MT, we value your needs as a part-time trader above all else. As someone who needs more time for their hobby or motor trade business, researching and finding the cheapest or the best insurance is difficult alone.
Don’t worry. We’ll do all the hard work for you, so you do not go underinsured – and certainly never uninsured either. Click the button to get a quote today and get protection your part-time motor trade work in minutes.
We Are Britains Cheapest Motor Trade Insurer Guaranteed*
We are so confident of our pricing that we challenge you to beat our guarantee!
Frequently Asked Questions
Discover the answers to the most-asked questions on motor trade insurance.
Motor trade policies are available only to individuals or businesses actively involved in the motor trade industry, such as buying, selling, repairing, or valeting vehicles.
Insurers often require proof of trade activity, like sales records or invoices. Some insurers may impose restrictions based on driving history or previous claims, so eligibility depends on meeting these criteria and demonstrating a legitimate need for it as a trader.
Road risk insurance costs vary. The cost of your premium can depend on your experience, location, vehicle type, and level of cover needed.
To find the best value motor trade policy for your part-time trading business, click ‘Get a Quote’ now.