We work with some of the biggest insurance names in the UK to find the motor trade policies you need.
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Get The
Valeters
Insurance You Need.
Whether you're a mobile valeter or have premises, you need a motor trade policy tailored to your business.
By getting covered via our insurance broking experts, you'll get:
Why choose I4MT?
As a trading style of One Sure Insurance - one of the fastest growing motor trade insurance brokers in the UK, we bring a wealth of industry experience to get your cover. We can bring you:
Trust us to find insurance cover that protects your business from risks and financial loss.
We understand the nature of your valeting business, the premises, the size of your workforce and the day-to-day challenges you face as a motor trader.
By working with several underwriters, we can find you the most competitively priced motor trade policies guaranteed*
If you are a motor trader looking for insurance or want to make changes to your policy, we can sort it.
Our policies are not entirely written in stone, and you can always raise the indemnity level or cover, add additional vehicles, change driver names, and do many other things on the go.
* Take out an insurance policy with One-Sure Insurance, and if you find a cheaper Insurance quotation within 48 hours, subject to written proof being received that the Insurance quotation is on a like-for-like basis, we will cancel the Insurance policy and issue you with a full refund.
Policies Specially Made For The Motor Trade
With us, you can expect top-notch insurance expertise and service, as we tailor your cover to the individual needs and requirements of your business. We'll take care of everything. Here is what you can expect from the I4MT experience:
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A Trusted Panel of Underwriters
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Your Renewals Made Hassle-Free
Every year, we quote you an up-to-date price and give you the chance to automatically renew your policy.
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Make Changes When You Need To
Make changes when you need to and get expert advice on the best options. You can raise your indemnity level and cover as and when needed.
What is valeters insurance?
If you valet customer cars, you’ll often need to have coverage in place to protect yourself and your business. Car valeting insurance is a specialist motor trade insurance aimed at safeguarding businesses that valet and detail vehicles.
The risks for these types of operations is extensive, as you’re dealing with cars that you do not own on a daily basis and even potentially have your own set of employees.
A motor trade policy is an absolute necessity for anybody who operates a business specialising in valeting customer vehicles. This can include part-time valets who work from home, mobile valets and detailers with their own premises.
What insurance does a car valeter need?
Public Liability – You should opt for this kind of additional coverage if you operate on business premises (other than your home) and allow the public to enter your work area. The associated indemnity protects you and your business against any claims for potential damage or accidents caused to the public on your business premises, as a result of your valeting service.
Tools And Equipment Cover – Valeting can be an expensive business to set up. If you provide a full valeting service that includes machine polishing, complete interior cleaning, and paint rectification or correction process, you rely on expensive equipment such as Dual Action polisher or a fixed rotary polisher. An equipment cover provides indemnity in the event of loss of tools due to theft, damage or accidents.
Employers’ Liability – Whether you work from home or business grounds, if you have employees you need the relevant protection for your business in case of any injury claims from staff. Employers’ liability goes beyond the road risks cover, protecting your registered employees/drivers when they drive a customer car.
What are the main types of motor trade insurance cover?
Road Risks Cover – A major part of any valeting service is delivery and/or collection. Even if you run a valeting service from your home premises, you still need a road risks cover, especially if you plan on driving your customer car, even on a simple test drive afterwards. The primary inclusion in a car valeting insurance policy, road risk cover insures you and your employees to drive your customer’s vehicle but only in connection with your valeting service. The cover also includes moving cars inside your business premises.
Fire and Theft, and Third-Party – This level of cover provides protection against fire, theft, or vandalism for any vehicle you’re working on or driving. It applies if the vehicle is damaged while on public property or roads.
Comprehensive Cover – A complete road risk package that covers vehicles in your care, including third-party liability, fire, or theft damage. For valeters, detailers, and mobile service providers, this full cover offers maximum protection for peace of mind.
We Are Britains Cheapest Motor Trade Insurer Guaranteed*
We are so confident of our pricing that we challenge you to beat our guarantee!
Frequently Asked Questions
Discover the answers to the most-asked questions on motor trade insurance.
Valeting and detailing both involve cleaning a car but differ in scope and depth. Valeting is a thorough cleaning service that covers the exterior and interior, focusing on keeping the car clean and well-presented. It typically includes washing, waxing, vacuuming, and wiping down surfaces.
Detailing, however, is a more intensive process of restoring and protecting the vehicle to its best possible condition. It includes deep cleaning, paint correction, polishing, and applying protective coatings, often addressing minor cosmetic issues. Detailing is more meticulous and usually appeals to car enthusiasts or those preparing a vehicle for sale.
Yes, car valeting is considered part of the motor trade. The motor trade industry encompasses various vehicle-related services, including sales, repairs, maintenance, and cleaning.
Car valeting falls under this category as it involves the cleaning, maintaining, and presenting vehicles, which are essential services within the automotive industry. Valeting businesses often work closely with car dealerships, rental companies, and private customers, making them an integral part of the broader motor trade sector.