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Get The
Mobile Mechanic
Insurance You Need.
For mobile mechanics, you need a motor trade policy tailored to your work.
By getting covered via our insurance broking experts, you'll get:
Why choose I4MT?
As a trading style of One Sure Insurance - one of the fastest growing motor trade insurance brokers in the UK, we bring a wealth of industry experience to get your cover. We can bring you:
Whether you repair cars, tow, or provide mobile assistance, you need bespoke insurance designed just for your business.
As a bare minimum, you need a road risk policy that allows you to drive and work on vehicles not registered in your name. With the standard mobile mechanic insurance from i4MT, to begin with, you have third-party coverage so you can test drive customer vehicles before and after servicing.
That’s not all. As a mobile mechanic, you travel with your tools and accessories, servicing vehicles where they are rather than having customers come to the garage. Which means your tools and equipment coverage needs to be robust enough to repair and replace the necessities you reply on to carry out your work.
Luckily we’ll ask all the right questions to make sure your policy is carefully designed with this in mind.
As a specialist motor trade broker, we understand the difference between a mobile mechanic and a garage. We understand the challenges of working in various locations, which is why our policies protect you against risks like road accidents, equipment damage, and public liability. With flexible options and competitive pricing, you can find the right insurance to keep your business secure.
The mobile mechanic insurance we put together includes everything your motor trade service needs, from road risk insurance to tools and equipment coverage. Our affordable motor trade policies for mobile mechanics provide essential coverage tailored to your unique needs on the go. In fact, we have a special arrangement with our underwriters so you can add extra covers or increase indemnity as your business grows.
With our i4MT experts on your side, you can focus on delivering top-notch service to your clients, knowing you have reliable protection wherever your work takes you.
Policies Specially Made For The Motor Trade.
With us, you can expect top-notch insurance expertise and service, as we tailor your cover to the individual needs and requirements of your business. We'll take care of everything. Here is what you can expect from the I4MT experience:
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A Trusted Panel of Underwriters
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Your Renewals Made Hassle-Free
Every year, we quote you an up-to-date price and give you the chance to automatically renew your policy.
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Make Changes When You Need To
Make changes when you need to and get expert advice on the best options. You can raise your indemnity level and cover as and when needed.
What insurance does a mobile mechanic need?
Mobile mechanics need motor trader insurance. Legally as a bare minimum, you need a road risk policy that allows you to drive and work on vehicles not registered in your name.
With the standard mobile mechanic insurance from i4MT, to begin with, you have third-party coverage so you can test drive customer vehicles before and after servicing. You can also drive the car back to your home if it needs more rigorous maintenance.
What does mobile mechanic insurance cover?
The following forms of road risk coverage are available as part of mobile mechanic insurance:
Third Party Only — Road risk is by nature a third-party insurance. In the event of an accident, you nor the vehicle you drive is covered. Only the damage to third parties and public property is covered.
Fire and Theft Road Risk —As the name suggests, your typical road risk cover is enhanced with a fire and theft rider. While a customer vehicle is in your care, if it is damaged by fire, vandalism, or theft, insurance will help cover the financial fallout.
Comprehensive Cover – Opting for a full cover makes better sense as a mobile mechanic. If you take comprehensive mobile mechanic insurance, you and the vehicle in your possession are insured.
I’m a mobile mechanic who does other motor trade work, can you insure me for these?
It’s common for mobile mechanics to dip into other areas of the motor trade industry. Luckily, we understand the overlap between different trades.
So, if you’re involved in other motor trade work beyond mobile mechanic services – such as buying and selling vehicles or offering vehicle recovery- we can find you exactly what you need. Our experts design flexible motor trade insurance policies that are tailored to cover all aspects of your business. With us, you’ll be fully protected, no matter what services you offer within the motor trade industry.
Just let us know the specific types of work you carry out, and we can find you a policy that includes coverage for multiple motor trade activities. From valeters insurance to car trader cover, we can sort it.
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Frequently Asked Questions
Discover the answers to the most-asked questions on motor trade insurance.
Yes, a mobile mechanic is typically classed as a motor trader. Even though you may not operate from a fixed garage or workshop, you are still involved in repairing, servicing, or maintaining vehicles for profit, which falls under the motor trade category.
As a mobile mechanic, you work directly with vehicles, and this requires specific insurance to cover both your business activities and the risks involved in working at various locations. Motor trade insurance is designed to provide protection for businesses like yours, whether you operate from a mobile unit or a more traditional setup.
The cost of your mechanics insurance depends on many factors. For example, your business operations, driving history and the level of coverage you need will all be taken into account when calculating your premium.
Find out how much you can save on your motor trade tailored to work as a mobile mechanic by clicking ‘Get a Quote’ now.